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Payment Options

Monthly interest payments or additional principal payments can be made in the following ways:

Online Banking* 
Sign into Online Banking, utilize Funds Transfer.  Set up one-time or recurring payments.

Payments can be automatically deducted from an external checking account.  Please complete the ACH Loan Payment form.  

*IMPORTANT: Payments must be made from a U.S. bank account.

Monthly loan payments can be made using our automated voice response system. Contact us at 855.804.0288 and the system will prompt you through the process.

Wire Transfer**
Instructions: The Bancorp Bank, N.A.
Wilmington, DE 19809
ABA Number 031101114
Account Number 001119100 
Account Name: Loan Operations
References: FBO Account Title/Loan Account Number

Note:  The Bancorp Bank, N.A. does not have direct relationships with international banks.  If you are making a loan payment via a wire transfer from a bank account outside the U.S., please contact the international bank where your account is held for wiring instructions.  If you have further questions regarding sending loan payments to The Bancorp Bank, N.A., please contact our Wire Department at 302.385.5102.  

Please make check payable to The Bancorp Bank, N.A. 

Mail to: The Bancorp Bank, N.A.
Attn: Loan Operations
409 Silverside Road, Suite 105
Wilmington, DE 19809

Please specify on the check memo line or on the wire transfer form how the additional payment should be applied to the loan account: 

  • Regular payment

  • Regular payment plus additional principal payment

  • Principal payment

  • Payoff and keep account open

  • Payoff and close account 

Interest Capitalization
You have the option to capitalize the interest on your SBLOC. Instead of paying the monthly interest on the line, you can authorize us to capitalize the interest payment, adding it to the loan principal. Note: This may significantly increase the overall cost of borrowing. Advisors should discuss this option thoroughly with clients.

Interest Capitalization Form 

For any questions about payments, please contact us.